(视频)表格财务函数:CUMPRINC 快速计算应还贷款本金
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<b>教程难度:</b>初级<br><br>
<b>图文教程:</b><br>
<section><p><span style="font-family: 微软雅黑, Microsoft YaHei;">返回一笔贷款在给定的 start_period 到 end_period 期间累计偿还的本金数额。</span></p></section><p><br></p><section><p><span style="font-family: 微软雅黑, Microsoft YaHei;"><br></span></p><p><strong><span style="font-family:微软雅黑, Microsoft YaHei">语法</span></strong></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;">CUMPRINC(rate, nper, pv, start_period, end_period, type)</span></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;">CUMPRINC 函数语法具有下列参数:</span></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;">Rate:必需<span style="font-family: 微软雅黑, Microsoft YaHei;">,</span>利率。</span></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;">Nper:必需<span style="font-family: 微软雅黑, Microsoft YaHei;">,</span> 总付款期数。</span></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;">pv:必需<span style="font-family: 微软雅黑, Microsoft YaHei;">,</span>现值。</span></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;">Start_period:必需<span style="font-family: 微软雅黑, Microsoft YaHei;">,</span> 计算中的首期。 付款期数从 1 开始计数。</span></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;">End_period:必需<span style="font-family: 微软雅黑, Microsoft YaHei;">,</span>计算中的末期。</span></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;">Type:必需,付款时间类型。</span></p><table width="768" class="banded flipColors" id="tblID0EABDAAA"><thead style="box-sizing: border-box;"><tr class="firstRow" style="box-sizing: border-box; vertical-align: top; background-color: rgb(218, 218, 218); border-top: 1px solid rgb(204, 204, 204); border-bottom: 1px solid rgb(204, 204, 204); padding: 0px !important;"><th style="box-sizing: border-box; text-align: left; padding-top: 3px; padding-bottom: 3px; padding-left: 5px; background: rgb(218, 218, 218); border-width: 0px; border-style: initial; border-color: initial; font-size: 1em; color: rgb(51, 51, 51); font-weight: normal;"><p><span style="font-family: 微软雅黑, Microsoft YaHei;">类型</span></p></th><th style="box-sizing: border-box; text-align: left; padding-top: 3px; padding-bottom: 3px; padding-left: 5px; background: rgb(218, 218, 218); border-width: 0px; border-style: initial; border-color: initial; font-size: 1em; color: rgb(51, 51, 51); font-weight: normal;"><p><span style="font-family: 微软雅黑, Microsoft YaHei;">时间类型</span></p></th></tr></thead><tbody style="box-sizing: border-box;"><tr style="box-sizing: border-box; vertical-align: top; padding: 0px !important; background-color: rgb(244, 244, 244); border-top: 1px solid rgb(204, 204, 204); border-bottom: 1px solid rgb(204, 204, 204);"><td style="box-sizing: border-box; padding-top: 4px; padding-bottom: 4px; margin: 0px; vertical-align: top;"><p><span style="font-family: 微软雅黑, Microsoft YaHei;">0(零)</span></p></td><td style="box-sizing: border-box; padding-top: 4px; padding-bottom: 4px; margin: 0px; vertical-align: top;"><p><span style="font-family: 微软雅黑, Microsoft YaHei;">期末付款</span></p></td></tr><tr style="box-sizing: border-box; vertical-align: top; padding: 0px !important; background-color: rgb(244, 244, 244); border-top: 1px solid rgb(204, 204, 204); border-bottom: 1px solid rgb(204, 204, 204);"><td style="box-sizing: border-box; padding-top: 4px; padding-bottom: 4px; margin: 0px; vertical-align: top;"><p><span style="font-family: 微软雅黑, Microsoft YaHei;">1</span></p></td><td style="box-sizing: border-box; padding-top: 4px; padding-bottom: 4px; margin: 0px; vertical-align: top;"><p><span style="font-family: 微软雅黑, Microsoft YaHei;">期初付款</span></p></td></tr></tbody></table></section><section><p><strong><span style="font-family: 微软雅黑, Microsoft YaHei;"><span style="font-family: 微软雅黑, Microsoft YaHei;"><br></span></span></strong></p><p><strong><span style="font-family: 微软雅黑, Microsoft YaHei;"><span style="font-family: 微软雅黑, Microsoft YaHei;">说明</span></span></strong></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;"><span style="font-family: 微软雅黑, Microsoft YaHei;">■</span>请确保指定 rate 和 nper 所用的单位是一致的。 如果要以百分之十二的年利率按月支付一笔四年期的贷款,则 </span></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;">rate 应为 12%/12,nper 应为 4*12。 如果对相同贷款每年还一次款,则 rate 应为 12%,nper 应为 4。</span></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;"><span style="font-family: 微软雅黑, Microsoft YaHei;">■</span>如果 rate ≤ 0、nper ≤ 0 或 pv ≤ 0,则 CUMPRINC 返回 错误值 #NUM!。</span></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;"><span style="font-family: 微软雅黑, Microsoft YaHei;">■</span>如果 start_period < 1,end_period < 1 或 start_period > end_period,则 CUMPRINC 返回 错误值 #NUM!</span></p><p><span style="font-family: 微软雅黑, Microsoft YaHei;"><span style="font-family: 微软雅黑, Microsoft YaHei;">■</span>如果 type 不为数字 0 或 1,则 CUMPRINC 返回 错误值 #NUM!。</span></p></section><p><br></p>
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