PHP实现微信提现功能

姚不可及 發表於 2019-11-20 21:03:00

提现必须得用双向证书、所以大家一定要在微信的商户平台找到相应的地方去设置、因为做这个提现已经有一段时间了、所以设置微信商户平台的那几个地方没有图的情况、也说不清楚、下次再做提现的时候、给大家分享如何设置商户平台那几个地方、不是很难、下面贴代码
注意事项：商户打款时是从商户可用余额中减钱，所以确保商户可用余额充足，同时注意官方文档中的付款规则；
 
封装提现的方法
<div class="highlight">
<div class="cnblogs_code">
<pre> 1 function tixian($money){
 2 $appid = "################";//商户账号appid
 3 $secret = "##########";//api密码
 4 $mch_id = "#######";//商户号
 5 $mch_no = "#######";
 6 $openid="123456789";//授权用户openid
 7
 8 $arr = array();
 9 $arr['mch_appid'] = $appid;
10 $arr['mchid'] = $mch_id;
11 $arr['nonce_str'] = ugv::randomid(20);//随机字符串，不长于32位
12 $arr['partner_trade_no'] = '1298016501' . date("Ymd") . rand(10000, 90000) . rand(10000, 90000);//商户订单号
13 $arr['openid'] = $openid;
14 $arr['check_name'] = 'NO_CHECK';//是否验证用户真实姓名，这里不验证
15 $arr['amount'] = $money;//付款金额，单位为分
16 $desc = "###提现";
17 $arr['desc'] = $desc;//描述信息
18 $arr['spbill_create_ip'] = '192.168.0.1';//获取服务器的ip
19 //封装的关于签名的算法
20 $notify = new Notify_pub();
21 $notify->weixin_app_config = array();
22 $notify->weixin_app_config['KEY'] = $mch_no;
23
24 $arr['sign'] = $notify->getSign($arr);//签名
25
26 $var = $notify->arrayToXml($arr);
27 $xml = $this->curl_post_ssl('https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers', $var, 30, array(), 1);
28 $rdata = simplexml_load_string($xml, 'SimpleXMLElement', LIBXML_NOCDATA);
29 $return_code = (string)$rdata->return_code;
30 $result_code = (string)$rdata->result_code;
31 $return_code = trim(strtoupper($return_code));
32 $result_code = trim(strtoupper($result_code));
33
34 if ($return_code == 'SUCCESS' && $result_code == 'SUCCESS') {
35 $isrr = array(
36 'con'=>'ok',
37 'error' => 0,
38 );
39 } else {
40 $returnmsg = (string)$rdata->return_msg;
41 $isrr = array(
42 'error' => 1,
43 'errmsg' => $returnmsg,
44 );
45
46 }
47 return json_encode($isrr);
48 } </pre>
</div>
 
</div>
 
用到的curl_post_ssl()
<div class="highlight">
<div class="cnblogs_code">
<pre> 1 function curl_post_ssl($url, $vars, $second = 30, $aHeader = array())
 2 {
 3 $isdir = "/cert/";//证书位置
 4
 5 $ch = curl_init();//初始化curl
 6
 7 curl_setopt($ch, CURLOPT_TIMEOUT, $second);//设置执行最长秒数
 8 curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);//要求结果为字符串且输出到屏幕上
 9 curl_setopt($ch, CURLOPT_URL, $url);//抓取指定网页
10 curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, false);// 终止从服务端进行验证
11 curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, false);//
12 curl_setopt($ch, CURLOPT_SSLCERTTYPE, 'PEM');//证书类型
13 curl_setopt($ch, CURLOPT_SSLCERT, $isdir . 'apiclient_cert.pem');//证书位置
14 curl_setopt($ch, CURLOPT_SSLKEYTYPE, 'PEM');//CURLOPT_SSLKEY中规定的私钥的加密类型
15 curl_setopt($ch, CURLOPT_SSLKEY, $isdir . 'apiclient_key.pem');//证书位置
16 curl_setopt($ch, CURLOPT_CAINFO, 'PEM');
17 curl_setopt($ch, CURLOPT_CAINFO, $isdir . 'rootca.pem');
18 if (count($aHeader) >= 1) {
19 curl_setopt($ch, CURLOPT_HTTPHEADER, $aHeader);//设置头部
20 }
21 curl_setopt($ch, CURLOPT_POST, 1);//post提交方式
22 curl_setopt($ch, CURLOPT_POSTFIELDS, $vars);//全部数据使用HTTP协议中的"POST"操作来发送
23
24 $data = curl_exec($ch);//执行回话
25 if ($data) {
26 curl_close($ch);
27 return $data;
28 } else {
29 $error = curl_errno($ch);
30 echo "call faild, errorCode:$error\n";
31 curl_close($ch);
32 return false;
33 }
34 }</pre>
</div>
 
</div>
关于具体签名算法，可参考微信官方文档；
简单示范签名算法：
<div class="highlight">
<div class="cnblogs_code">
<pre> 1 //将要发送的数据整理为$data
 2
 3 ksort($data);//排序
 4 //使用URL键值对的格式（即key1=value1&key2=value2…）拼接成字符串
 5 $str='';
 6 foreach($data as $k=>$v) {
 7 $str.=$k.'='.$v.'&';
 8 }
 9 //拼接API密钥
10 $str.='key='.$secrect;
11 $data['sign']=md5($str);//加密</pre>
</div>
 
</div>
 
将数组转换成xml格式（简单方法）：
<div class="highlight">
<div class="cnblogs_code">
<pre>1 //遍历数组方法
2 function arraytoxml($data){
3 $str='<xml>';
4 foreach($data as $k=>$v) {
5 $str.='<'.$k.'>'.$v.'</'.$k.'>';
6 }
7 $str.='</xml>';
8 return $str;
9 }</pre>
</div>
 
</div>
 
将xml格式转换为数组：
<div class="highlight">
<div class="cnblogs_code">
<pre>1 function xmltoarray($xml) {
2 //禁止引用外部xml实体 
3 libxml_disable_entity_loader(true);
4 $xmlstring = simplexml_load_string($xml, 'SimpleXMLElement', LIBXML_NOCDATA);
5 $val = json_decode(json_encode($xmlstring),true);
6 return $val;
7 }
8</pre>
</div>
 
</div>
 
下面来看看ThinkPHP5封装的提现类。
<div class="highlight">
<div class="cnblogs_code">
<pre>1 <?php
2 namespace Home\Controller;
3 use Think\Controller;
4 class TixianController extends Controller{
5
6 //高级功能-》开发者模式-》获取
7 private $app_id1 = ''; //appid
8 private $app_secret1 = ''; //secreat
9 private $apikey1 = ''; //支付秘钥
 10 private $mchid1 = 's'; //商户号
 11
 12 private $app_id=null;
 13 private $app_secret=null;
 14 private $apikey=null;
 15 private $mchid=null;
 16
 17
 18 public $error=0;
 19 public $state = '';
 20 //金额,需在实例化时传入
 21 public $amount = '0';
 22 //用户订单号,需在实例化时传入
 23 public $order_sn = '';
 24 //用户openid,需在实例化时传入
 25 public $openid = '';
 26
 27
 28
 29 //微信提现操作接口-------》
 30 public function actionAct_tixian()
 31 {
 32
 33 $this->state=md5(uniqid(rand(), TRUE));
 34 $this->amount=I('amount');//设置POST过来钱数
 35 $this->order_sn=rand(100,999).date('YmdHis'); //随机数可以作为单号
 36 $this->openid= I('openid'); //设置获取POST过来用户的OPENID
 37 $user_id = I('user_id');
 38
 39 $this->app_id=$this->app_id1;
 40 $this->app_secret=$this->app_secret1;
 41 $this->apikey=$this->apikey1;
 42 $this->mchid=$this->mchid1;
 43 $xml=$this->tiXianAction();
 44 $result=simplexml_load_string($xml);
 45
 46 if($result->return_code=='SUCCESS' && $result->result_code=='SUCCESS') {
 47
 48 $cash = D('cash');
 49 $data['user_id'] = $user_id;
 50 $data['amount'] = $this->amount;
 51 $res = $cash->where('user_id="'.$user_id.'"')->find();
 52 if($res){
 53 $res2 = $cash->where('user_id="'.$user_id.'"')->setInc('amount',$this->amount);
 54 $res4 = D('member')->where('user_id="'.$user_id.'"')->setDec('user_balance',$this->amount);
 55 }else{
 56 $res3 = $cash->add($data);
 57 }
 58
 59 $output = array('code' => 1, 'data' => $result->result_code, 'info' => '提现成功');
 60 exit(json_encode($output));
 61 }else{
 62
 63 $output = array('code' => 2, 'data' => $xml, 'info' => '提现失败');
 64 exit(json_encode($output));
 65 }
 66 }
 67 /**
 68 * 提现接口操作,控制器调用
 69 * @param $openid 用户openid 唯一标示
 70 * @return
 71 */
 72 //提现接口操作
 73 public function tiXianAction(){
 74 //获取xml数据
 75 $data=$this->getdataXml($this->openid);
 76 $ch = curl_init ();
 77 //接口地址
 78 $MENU_URL="https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers";
 79
 80 curl_setopt ( $ch, CURLOPT_URL, $MENU_URL );
 81 curl_setopt ( $ch, CURLOPT_CUSTOMREQUEST, "POST" );
 82 curl_setopt ( $ch, CURLOPT_SSL_VERIFYPEER, FALSE );
 83 curl_setopt ( $ch, CURLOPT_SSL_VERIFYHOST, FALSE );
 84
 85 //证书地址,微信支付下面
 86
 87 curl_setopt($ch,CURLOPT_SSLCERTTYPE,'PEM');
 88 curl_setopt($ch,CURLOPT_SSLCERT, 'C:\web\www\Home\wx_pay\apiclient_cert.pem'); //证书这块大家把文件放到哪都行、
 89 curl_setopt($ch,CURLOPT_SSLKEYTYPE,'PEM');
 90 curl_setopt($ch,CURLOPT_SSLKEY, 'C:\web\www\Home\wx_pay\apiclient_key.pem');//注意证书名字千万别写错、
 91
 92 //$zs1=dirname(dirname(__FILE__)).'\wx_pay\apiclient_cert.pem';
 93 //$zs2=dirname(dirname(__FILE__)).'\wx_pay\apiclient_key.pem';
 94 //show_bug($zs1);
 95
 96 //curl_setopt($ch,CURLOPT_SSLCERT,$zs1);
 97 //curl_setopt($ch,CURLOPT_SSLKEY,$zs2);
 98 // curl_setopt($ch, CURLOPT_USERAGENT, 'Mozilla/5.0 (compatible; MSIE 5.01;
 99 // Windows NT 5.0)');
100 //curl_setopt ( $ch, CURLOPT_FOLLOWLOCATION, 1 );
101 curl_setopt ( $ch, CURLOPT_AUTOREFERER, 1 );
102 curl_setopt ( $ch, CURLOPT_POSTFIELDS, $data );
103 curl_setopt ( $ch, CURLOPT_RETURNTRANSFER, true );
104 $info = curl_exec ( $ch );
105 //返回结果
106 if($info){
107 curl_close($ch);
108 return $info;
109 } else {
110 $error = curl_errno($ch);
111 curl_close($ch);
112 return "curl出错，错误码:$error";
113 }
114 }
115 /**
116 * 获取数据封装为数组
117 * @param $openid 用户openid 唯一标示
118 * @return xml
119 */
120
121 private function getdataXml($openid){
122 //封装成数据
123 $dataArr=array(
124 'amount'=>$this->amount*100,//金额（以分为单位，必须大于100）
125 'check_name'=>'NO_CHECK',//校验用户姓名选项，NO_CHECK：不校验真实姓名 FORCE_CHECK：强校验真实姓名（未实名认证的用户会校验失败，无法转账）OPTION_CHECK：针对已实名认证的用户才校验真实姓名（未实名认证用户不校验，可以转账成功）
126 'desc'=>'提现',//描述
127 'mch_appid'=>$this->app_id,
128 'mchid'=>$this->mchid,//商户号
129 'nonce_str'=>rand(100000, 999999),//不长于32位的随机数
130 'openid'=>$openid,//用户唯一标识
131 'partner_trade_no'=>$this->order_sn,//商户订单号
132 're_user_name'=>'',//用户姓名，check_name为NO_CHECK时为可选项
133 'spbill_create_ip'=>$_SERVER["REMOTE_ADDR"],//服务器ip
134 );
135 //获取签名
136 $sign=$this->getSign($dataArr);
137 //xml数据
138 $data="<xml>
139 <mch_appid>".$dataArr['mch_appid']."</mch_appid>
140 <mchid>".$dataArr['mchid']."</mchid>
141 <nonce_str>".$dataArr['nonce_str']."</nonce_str>
142 <partner_trade_no>".$dataArr['partner_trade_no']."</partner_trade_no>
143 <openid>".$dataArr['openid']."</openid>
144 <check_name>".$dataArr['check_name']."</check_name>
145 <re_user_name>".$dataArr['re_user_name']."</re_user_name>
146 <amount>".$dataArr['amount']."</amount>
147 <desc>".$dataArr['desc']."</desc>
148 <spbill_create_ip>".$dataArr['spbill_create_ip']."</spbill_create_ip>
149 <sign>".$sign."</sign>
150 </xml>";
151 return $data;
152
153 }
154 /**
155 * 作用：格式化参数，签名过程需要使用
156 */
157 private function formatBizQueryParaMap($paraMap, $urlencode)
158 {
159
160 $buff = "";
161 ksort($paraMap);
162 foreach ($paraMap as $k => $v)
163 {
164 if($v){
165 if($urlencode)
166 {
167 $v = urlencode($v);
168 }
169
170 $buff .= $k . "=" . $v . "&";
171 }
172
173 }
174 $reqPar=NULL;
175 if (strlen($buff) > 0)
176 {
177 $reqPar = substr($buff, 0, strlen($buff)-1);
178 }
179
180 return $reqPar;
181 }
182
183 /**
184 * 作用：生成签名
185 */
186 private function getSign($Obj)
187 {
188
189 foreach ($Obj as $k => $v)
190 {
191 $Parameters[$k] = $v;
192 }
193 //签名步骤一：按字典序排序参数
194 ksort($Parameters);
195 $String = $this->formatBizQueryParaMap($Parameters, false);
196 //echo '【string1】'.$String.'';
197 //签名步骤二：在string后加入KEY
198 $String = $String."&key=".$this->apikey;
199 //echo "【string2】".$String."";
200 //签名步骤三：MD5加密
201 $String = md5($String);
202 //echo "【string3】 ".$String."";
203 //签名步骤四：所有字符转为大写
204 $result_ = strtoupper($String);
205 //echo "【result】 ".$result_."";
206 return $result_;
207 }
208 //-----------
209 private function http($url, $method='POST', $postfields = null, $headers = array())
210 {
211 header("Content-Type:text/html;charset=utf-8");
212 $ch = curl_init();
213 /* Curl settings */
214 curl_setopt($ch, CURLOPT_URL, $url);
215 curl_setopt($ch, CURLOPT_POSTFIELDS, "");
216 curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
217 curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, FALSE); // https请求不验证证书和hosts
218 curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, FALSE);
219 curl_setopt($ch, CURLOPT_TIMEOUT, 30);
220 switch ($method){
221 case 'POST':
222 curl_setopt($ch,CURLOPT_POST, true);
223 break;
224 }
225 curl_setopt($ch, CURLOPT_HTTPHEADER,$headers);
226 curl_setopt($ch, CURLINFO_HEADER_OUT, true);
227 $response = curl_exec($ch);
228 $http_code = curl_getinfo($ch, CURLINFO_HTTP_CODE); //返回请求状态码
229 curl_close($ch);
230 return array($http_code, $response);
231 }
232
233 }</pre>
</div>
 很多PHPer在进阶的时候总会遇到一些问题和瓶颈，业务代码写多了没有方向感，不知道该从那里入手去提升，对此我整理了一些资料，包括但不限于：分布式架构、高可扩展、高性能、高并发、服务器性能调优、TP6，laravel，YII2，Redis，Swoole、Swoft、Kafka、Mysql优化、shell脚本、Docker、微服务、Nginx等多个知识点高级进阶干货需要的可以免费分享给大家，需要的加群（点击→）677079770
</div> 
来源：https://www.cnblogs.com/a609251438/p/11900830.html

頁: [1]

琼殿技术论坛's Archiver

PHP实现微信提现功能